Yes. We help you assess value and approach offers strategically using market data and property insight.

In many cases, the price you agree has a greater long-term impact than small differences in mortgage rates, so getting this right is key.

A typical fee is £695. In some circumstances no fee will be payable.

Full details will be explained and agreed before any advice is provided.

You can book a free consultation online via our calendar.

Appointments are available by phone or Microsoft Teams, making it easy to get started at a time that suits you.

All advice is fully regulated, giving you clarity and confidence in the recommendations you receive.

Healthy Financial Services is a trading style of JLM Mortgage Brokers Ltd. which is an Appointed Representative of JLM Mortgage Network Ltd, which is authorised and regulated by the Financial Conduct Authority, Registration Numbers 953547 and 300629.

You can check this on the FCA’s Register by visiting the website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.

Yes. We provide whole-of-market mortgage advice, comparing options across a wide range of lenders to find a solution that fits your circumstances.

We keep the process straightforward and transparent.

It starts with a free 30-minute initial consultation, where we understand your goals and outline a clear plan.

We then gather your details through Mortgage Wallet and obtain a Decision in Principle (DIP), so you know your borrowing position before viewing properties or making an offer.

When buying, we help you assess properties, provide pricing insight and support negotiation, using tools such as Sprift where appropriate.

We then recommend a suitable mortgage from across the market, manage your application through to offer and advise on protection.

Once your offer is accepted, we support the conveyancing process, helping you compare options and track progress using tools such as Convi through to completion.

Yes. We regularly assist with:

• Self-employed income

• Multiple or variable income sources

• Credit history issues

We identify lenders suited to your situation, helping you move forward where others may not.

Yes. We advise on:

• Life insurance

• Critical illness cover

• Income protection

• Buildings & contents insurance

This ensures your home, income and financial position are properly protected alongside your mortgage.