About Us

Most people don’t wake up thinking, “I can’t wait to sort my mortgage today.”

That’s exactly why Healthy Financial Services exists.

It was set up to take something that’s often confusing, slow and full of jargon, and make it clear, straightforward and actually useful. Not just finding a rate, but helping you make better decisions across the whole process.

Founded by Jack Ballard, with a background in both mortgage advice and estate agency, Healthy Financial Services was built on a simple idea: the property you buy and the price you pay matter just as much as the mortgage you choose. Get either wrong and it can cost you far more than a slightly higher rate ever would.

So the focus is different.

Yes, you get whole-of-market mortgage advice. Yes, you get clear guidance on protection. But you also get support with the part most brokers ignore, assessing properties properly, understanding value, and knowing how to approach an offer without overpaying.

Behind the scenes, tools like Mortgage Wallet, Sprift and Convi keep things organised and moving, but the advice stays personal, direct and fully regulated.

No fluff. No sales scripts. Just clear advice, straight answers and proper support from start to finish.

Financial wellbeing made simple.