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PERSONAL MORTGAGE ADVICE | WHOLE-OF-MARKET ACCESS | EXPERT BUYING SUPPORT

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Mortgages and Home Buying Jack Ballard 17/09/2026 Mortgages and Home Buying Jack Ballard 17/09/2026

Your House Survey Has Flagged Problems. What Happens Next?

Your house survey has flagged problems. Here is what to do next, from understanding repair costs to renegotiating the price and keeping your mortgage and legal work on track.

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Mortgages and Home Buying Jack Ballard 25/08/2026 Mortgages and Home Buying Jack Ballard 25/08/2026

Reading Property Market Update: A More Sensible Market This Autumn

Reading buyers are still active, but they are more price-conscious and focused on monthly affordability. We look at the latest local figures and what this more sensible market means for autumn buyers.

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Mortgages and Home Buying Jack Ballard 20/08/2026 Mortgages and Home Buying Jack Ballard 20/08/2026

Your Mortgage Deal Is Ending: What Should You Do Next?

If your current mortgage deal is coming to an end, there is more to consider than simply choosing another rate. We explain product transfers, remortgaging and why reviewing your options around six months early can help.

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Mortgages and Home Buying Jack Ballard 09/08/2026 Mortgages and Home Buying Jack Ballard 09/08/2026

How Much Can I Borrow for a Mortgage?

How much can you really borrow for a mortgage? We explain why lenders can give different answers and what actually affects your buying budget.

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Mortgages and Home Buying Jack Ballard 08/06/2026 Mortgages and Home Buying Jack Ballard 08/06/2026

First-Time Buyer? Here's What Nobody Tells You

Buying your first home is exciting, but it can also feel overwhelming. From mortgages and surveys to property searches and negotiations, here's what first-time buyers need to know before getting started.

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Mortgages and Home Buying Jack Ballard 01/06/2026 Mortgages and Home Buying Jack Ballard 01/06/2026

Why Mortgage Rates Are Only Part of the Picture

Mortgage rates are important, but they are not the only factor that matters when buying a property. From negotiation and property selection to long-term affordability and resale potential, this blog explains why the wider buying decision can often have a greater financial impact than the mortgage rate alone.

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Mortgages and Home Buying Jack Ballard 27/05/2026 Mortgages and Home Buying Jack Ballard 27/05/2026

Why Good Conveyancing Support Matters

The conveyancing stage is often where buying a property becomes frustrating. Delays, silence and constant chasing can quickly create stress for buyers. Discover why Healthy Financial Services uses Convi to help clients stay informed, organised and better supported throughout the process.

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Mortgages and Home Buying Jack Ballard 27/05/2026 Mortgages and Home Buying Jack Ballard 27/05/2026

Why We Use Mortgage Wallet And Why Clients Love It

Getting a mortgage can quickly become stressful when documents, emails and updates start piling up. Discover why Healthy Financial Services uses Mortgage Wallet to create a more secure, organised and straightforward mortgage experience for clients.

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Mortgages and Home Buying Jack Ballard 25/05/2026 Mortgages and Home Buying Jack Ballard 25/05/2026

House Hunting? This Is Why We Use Sprift

Discover how Sprift property reports help buyers make informed decisions, avoid overpaying and gain deeper insight during their property search.

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Mortgages and Home Buying Jack Ballard 21/05/2026 Mortgages and Home Buying Jack Ballard 21/05/2026

Breaking Down the Jargon: Mortgage Terms Explained for UK Home Buyers

From DIPs and LTVs to surveys, conveyancing and completion, we explain the mortgage and property terms every home buyer should understand, in plain English.

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We are based in Reading, providing mortgage and protection advice to clients across Berkshire, Oxfordshire & Buckinghamshire.

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Proud Corporate Partner of Thames Valley Air Ambulance.

£50 donated for every completed purchase mortgage.

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Legal & regulatory information:

Healthy Financial Services is a trading style of JLM Mortgage Brokers Ltd (FRN 953547), which is an Appointed Representative of JLM Mortgage Network Ltd.

Registered in England and Wales No. 13397178.
Registered Address: 122 Whinbush Road, Hitchin, SG5 1PN.

JLM Mortgage Network Ltd is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No. 300629 at https://register.fca.org.uk/.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.

Property search, research and negotiation support are ancillary services and are not regulated by the Financial Conduct Authority (FCA). These services do not benefit from the same regulatory protections as our mortgage advice.

Your initial consultation is free and without obligation. A broker fee of £695 may apply, although this is offset against the procuration fee received from the lender. In most cases, no broker fee is payable by the client. Where the procuration fee is less than £695, only the difference will be payable. Any applicable fee will be explained and agreed before proceeding.

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows:

The Financial Ombudsman Service
Exchange Tower, London, E14 9SR
Tel: 0800 023 4567 or 0300 123 9 123
www.financial-ombudsman.org.uk

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